Software for lenders, insurers, banks and fintechs

Approvals wait on someone reading a scanned document. Reconciliation lives in Excel. The core system is too old to touch, so each new product needs a workaround. Investors who hold a bond or a fund have no direct view of it and call a support desk instead. A new product then waits for a change to the core system, which can take longer than building the product. Compliance staff assemble regulator extracts by hand from separate files.

• Digital onboarding and origination

  application, KYC and document capture in one flow, with review lanes for the cases a person should decide.

• Loan origination and management systems

  workflows from application to disbursal and collection.

• Investor and customer platforms

  a single view of what each person holds, with their documents.

• Lending and risk

  scorecards whose decisions are explained and logged.

• Screening and compliance data

  AML and CKYC checks, plus the extracts regulators ask for.

We connect through service layers and never query a core banking database directly. That holds for Finacle, Flexcube and BaNCS alike. Credit bureau interfaces (CIBIL, Experian, Equifax, CRIF) and the UPI, NACH and IMPS payment rails come next. On the payment rails, reconciliation and dispute handling take most of the effort, so we plan for them first.

• RBI directions on IT and outsourcing
• RBI payment data localisation
• The SEBI cybersecurity framework
• The Digital Personal Data Protection (DPDP) Act 2023
• PCI DSS for card data

Both ISO/IEC 27001 and ISO 9001 are held by Brihat. Where you decide where data lives, we settle it in discovery.

Approvals at a consumer-lending NBFC took days because people read each document. The new origination workflow extracts the fields, scores the risk and passes doubtful files to an underwriter, with every decision logged and explained. A custom AI service did the document reading.

See work in this sector

• Which steps in an application does a person do by reading a document?
• Which core banking functions can we reach through a service layer, and which only through files?
• Which bureaus do you query, and at which points in the flow?
• Which payment rails do you use, and who reconciles them each day?
• Where does your regulator require customer data to stay?

For a lender, origination comes first, because later modules read from it. An investor platform can begin with onboarding and a holdings view, then add servicing. Where payments are involved, reconciliation tools come early, since that work takes the most effort.

Discovery starts with your application flow, traced from first form to disbursal. It can run at your site or at our Noida office. You keep the map even if you build elsewhere. After that, each fortnight brings a release to a live environment, and the code lives in your repository.